Did you know? When it comes down to operating a vehicle in Mexico, your U.S. automobile insurance policy coverage isn’t going to be realized by Mexican authorities.
If you do not carry Mexican liability insurance coverage, you could be blocked from leaving the country even though you could be in a situation where you require life-saving medical care. On top of that, you are almost sure to spend some time in jail if you are found operating a vehicle without having Mexican auto insurance.
Even though various U.S. vehicle insurance can deliver a degree of physical damage and theft insurance coverage for your automobile if you remain within 10-50 miles of the Mexican border, you really should call your U.S. insurance agent to be sure. Keep in mind that no U.S. auto insurance provider can supply liability insurance protection that Mexican authorities will see. As a result of this at the absolute minimum, you should certainly always acquire Mexican liability protection, and it is always a good plan to incorporate collision and comprehensive insurance coverage to insure your vehicle also. Mexican insurance is extremely cost effective, so it is financially careless to operate a vehicle in Mexico without insurance coverage.
Here is a true story. A young man from the U.S. elected to take a brief weekend vacation over the border to visit some friends. He really did not feel like taking the time to get a Mexican insurance policy because he was only going to be in Mexico for a short amount of time. He had just recently acquired a ‘pre-owned’ car for around $17,000, and he found himself feeling that he wanted to show it off to his buddies. While heading into the Mexican highway into the town, he realized that the vehicle was operating too hot. He very quickly pulled over toward the shoulder of the highway and opened up the hood. After some examination, he realized that the radiator fluid level was low. While this was a problem that needed to be addressed, help was not far in the distance, given that he could see a small store just about a half mile up the roadway. He made a choice to go to the place to purchase some water to fill his radiator consequently he started walking.
The man had only been walking for just around a moment when he came to discover a Mexican shuttle crashing along the side of his new vehicle. The vehicle halted. Without a doubt, there was major harm done to each of the vehicles. The cops were called. Then the cops wanted the man’s insurance policy, and he did not have any. It was established that it was actually the man’s negligence considering that he was parked too close to the road.
The young man was held at the Mexican police station. His vehicle was then seized. Both he and his vehicle were not released until friends could make agreements to shell out $4,000 for the damages to the bus. The damages to the young man’s vehicle were never regained.
Over the years, there have been many incidents that have been a great deal worse involving collisions and casualties. Even though almost every auto accident is a disaster, the scenario is dramatically more painful and unfavorable when the vehicles involved aren’t insured with a Mexico automobile insurance policy.
The expense for a few days of Mexican Liability Insurance is around $30.00. The investment for three days of Mexican Full Coverage Insurance for an average car is just about $40.00. For these reasons, it would be in your best interest to buy insurance before you choose to operate a motor vehicle in Mexico.